Commuter Benefits

Transit Expenses

This plan allows you to set aside pre-tax dollars each month to pay for qualified, work-related transit expenses, up to $340 per month for the 2026 plan year. You save money for commuter expenses you’re already paying for. As a month-to-month benefit, you can opt in and out of the benefit at any time based on your transit or parking needs for the upcoming month!

Eligible expenses include:
  • Bus
  • Subway
  • Train
  • Streetcar
  • Ferry
  • Commercial vanpool or commuter highway vehicle

Parking Expenses

This plan allows you to set aside pre-tax dollars each month to pay for qualified, work-related parking expenses, up to $340 per month for the 2026 plan year​. You save money for commuter expenses you’re already paying for. As a month-to-month benefit, you can opt in and out of the benefit at any time based on your transit or parking needs for the upcoming month!

Eligible expenses include:
  • Parking at or near work
  • Parking at or near transportation service site
  • Park and ride expenses

Enrolling in Commuter Benefits

Enroll through Dayforce using the Transit and Parking Enrollment Guide. Enroll by the 4th of the month for the program to be available by the 1st of the following month.

  • Please note: When you enter your requested amount, note that it asks for your semi-monthly election. For example, if you want to order $260 pretax for the next month, enter in $130.
  • Once you enroll, your order will automatically continue from month to month until you cancel or change it.
  • Example: The deadline to enroll/change/cancel the February 2025 order will be January 4th and you will have the payment deducted in your January 15 and 31 paychecks for the February order. The debit card would then be loaded as soon as possible in the last week of the month, but no later than the 1st of the month of your order.

Learn More

For more information, review the FAQ section below, or take a look at the Commuter FAQ here.

Other helpful resources can be viewed in the Flexible Spending Accounts (FSA) & Commuter Folder under Resources > Important Resources & Documents.

Commuter Benefits administered by Chard Snyder

Contact Chard Snyder at 800-982-7715, Option 1, by email at askpenny@chard-snyder.com or by visiting the Chard Snyder website.

Chard Snyder

Registering with Chard Snyder

  • Register to monitor your account on the Chard Snyder website, here.
  • Click the light blue Login button in the top right corner of the home page
  • Under Participants, click Access Your FSA, HRA, HSA, LSA, Commuter Accounts
  • On the Login page under New User, click Get Started
  • Follow the prompts to verify your identity and set up your login credentials
  • Log in to your account

Chard Snyder Debit Card

  • If you have not received or lost your debit card, please call Chard Snyder at 800.982.7715, Option 1.
  • If you enrolled in the Flexible Spending Account program through Chard Snyder, you will not receive a new card. You will use the same card for both Commuting and FSA transactions.
  • Funds are no longer available upon termination. All funds should be used monthly and prior to your last day.

Frequently Asked Questions

My Chard Snyder account shows $345.00 for transit, can I use all $345.00 in my debit card this month?

Your debit card Is capped at $340/month for transit and parking, respectively. This means that you cannot use more than $340 in pre-tax funds in any given month. You will want to spend down your balance and go to Dayforce to change your contribution amount for the following month. This will then allow you to use the rollover funds the following month.

Can I use the debit card for Uber/Lyft/Via?
At this time, Uber/Lyft/Via and other carpooling options are not covered.
Can I use the debit card for biking programs, other carpools, tolls, and gas?

At this time, these items not are covered as qualified commuter expenses. You can visit Chard Snyder’s website to see what items are covered.

Can I use the debit card for van-pooling?

Yes, van-pooling is covered but we want to make sure you do not confuse this with carpooling. Van-pooling requires a commuter highway vehicle with a seating capacity of at least seven adults, including the driver. At least 80 percent of the vehicle mileage must be for transporting employees between their homes and workplace with employees occupying at least one-half of the vehicle’s seats (not including the driver’s seat). For more details, please visit Chard Snyder’ s website.

Do I need to keep receipts for debit card?
No, you do not need to keep the receipts for transit or parking. However, you may want to keep the receipts depending on the advice of your Tax Accountant, so keep that in mind before disposing of the receipts. 
I’m leaving the firm, what happens to my Transit & Parking benefits?

You will want to ensure you’ve used up all available funds before the last day of the month in which you terminate employment. As a reminder, there is a monthly maximum of $340 in Transit and in Parking. Any funds not used by the last day of the month in which you terminate employment, are forfeited per IRS regulation.